Hey everybody – hope you’re all good! Hope none of you have been affected too badly by all this flooding recently.. looks pretty nasty! On a completely different note…has anyone ever had a burning desire to go out and learn something completely new? I’m having one of those moments right now, and I reaaaally want to learn how to do parkour! (if you don’t know what it is, youtube it and find out – it is epic haha). If anyone knows of any good ways to start learning then message me at ‘James Moos Glamorgan” on facebook and I will be forever grateful! 🙂
So this weeks blog is going to look at saving money – since last week I covered a few ways to make money, it would be a good idea to pick up some tips on how to keep hold of it right? Well here goes!
1) Budget! It is a very good idea to keep an excel spreadsheet or paper copy of your financials – so you can keep track on what you’re spending. From this, you can work out roughly what you are spending each week and evaluate how much of it is necessary. If need be, you can use this to cut down. Aiming for £20 a week on food shopping as a student would be a reasonable and achievable budget. On top of this, you need to look at your own personal financial situation and work out how much money you can allow for social events, travel back home, take aways etc. Work it out before hand though, don’t leave it too late!
2) Shopping – it can be veryyyy easy to get carried away on the food aisles. With this in mind, it is best to go shopping straight after eating so you aren’t hungry. Also, make a shopping list of what you need and stick to it. This is guaranteed to stop you from buying things you don’t need and racking up bigger bills!
3) Memberships – make sure you get a membership card for whichever supermarket you shop at, it will help you get vouchers with money off and other deals, which can make a difference:)
4) Be a smart shopper! When shopping online for things such as course books, clothing, or other items you want – make sure you take the time to look around, research and browse. You may be able to find the same product at a better price on a different site. It sounds logical but plenty of people seem to forget this and then end up spending more unnecessarily!
5) FREEBIES 😀 as a student, there will be absolutely loads of opportunities, mainly on campus, to get your hands on all sorts of freebies. Everything from food to stationary – grab it all! Don’t feel embarrassed – the companies are there to distribute them and you are the target so make the most of it. I don’t think I have purchased a pen in the last two years actually:)
All of these little ideas should be enough to keep you on track with your money situation, so try not to go too crazy when you do escape the parents and head off to uni:) And importantly – remember that whilst you may have an overdraft arranged as part of your student back account – this is for emergencies only!!! Don’t use it unless you are urgently in need and definitely don’t go thinking its a spare £x amount to blow on clubbing and booze;) harsh words, but true!! Anyways, remember if any of you have any useful info on learning parkour to get in touch:) and if you have any questions about university then definitely get in touch – it has been great hearing from some of you!! J
Facebook – ‘James Moos Glamorgan’
Twitter – ‘@glaminsight’ (JM)